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PROPERTY

House-hunting in Italy: the essential vocabulary you’ll need

Here are the words and phrases you're going to need when searching for your dream home in Italy.

House-hunting in Italy: the essential vocabulary you'll need
Ready to start the search for your new home in Italy? Photo: Giuseppe Cacace/AFP

If you’ve been looking at property to buy or rent in Italy, you’ve probably already figured out quite a bit of crucial vocabulary on your own. Casa, appartamento and agenzia immobiliare probably need no introduction.

But when house-hunting here, you’ll notice there’s some vocabulary that doesn’t translate as easily.

Not only is property in Italy quite different in style from anything we might be used to in our home countries – with plenty of regional variation for good measure – but Italians also have their own way of thinking about and describing real estate.

So as well as a bit more vocabulary to help you on your search, here’s a heads up on what you can expect to see from the Italian property market.

Vani

Italian homes aren’t listed based primarily on the number of bedrooms, but on the number of total rooms, minus the kitchen and bathroom – which, as you might have noticed, are often a very poky afterthought.

So instead of listing an apartment as having three bedrooms and two bathrooms, an Italian estate agent might write it as ‘4 Vani + Acc‘, or four rooms (in this case, three bedrooms and a living room) plus ‘accessories’, which would be the bathrooms and kitchen.

Bilocale

If it’s a small apartment you want, then you may come across this word. Locale is another word for room and, you guessed it, a bilocale apartment will have two of them – probably a bedroom and a living room. Meanwhile a monolocale is a studio apartment. These will be plus ‘accessories’, of course.

Metri quadri

In Italy, you’ll find the size of all properties listed in metri quadri, or square metres.

If you’re interested in a property make sure you know exactly what the agent is including in this figure and how much of it really is livable indoor space. Warning: it’s not unusual to come across creative interpretations of what counts as either indoors or livable.

A dream home in Le Marche, Italy. Photo: D&G Design

Condominio

This is the name for apartment blocks – usually large, modern ones. A piccolo condominio instead will usually be an old building converted into just three or four apartments.

Be aware that living in one incurs fees (spese di condominio), usually monthly, for things like lighting and cleaning of common areas.

Some shared properties might have bigger shared facilities – like a gym, tennis court or pool – and bigger fees to match, but this is rare unless you’re looking at luxury property or holiday homes.

Villa

This isn’t as glamorous at it might sound. The term can be applied to pretty much anything that we’d call a detached house in English, though it’s usually reserved for houses that have a garden or perhaps a bit of land attached. (A farmhouse or other rural property with land however would be called a rustico.)

Meanwhile, a villetta a schiera is a terraced house, though they’re not much like the ones found in the UK, for example. These are usually small, modern homes with some sort of a garden – an alternative to apartments which is becoming increasingly popular with Italian families.

MY ITALIAN HOME:

Attico

No, not a loft conversion or the place where you keep your Christmas tree. The attico is the much less grand-sounding Italian name for a penthouse apartment. 

Independente

The alternative to the condominio is the soluzione independente – any sort of house with its own entrance, such as a townhouse or terraced cottage (which may also be called a terra-cielo or terra-tetto, implying that it’s built over three or four narrow levels.)

Something described as semi-independente is usually one half of a house that has been divided into two and may or may not have a separate entrance.


Traditional trulli houses in Alberobello, Puglia. Photo: Christophe Simon/AFP

Palazzo

Living in a palazzo sounds awfully grand, but unfortunately the word just means ‘building’.

Although you can find palazzi for sale in towns up and down Italy described as palazzo nobile: these are the long-abandoned residences of local aristocracy, and they really are a lot like palaces inside (though usually in a state of serious disrepair).

Box auto

We’re not sure why Italians use the English word ‘box’ here, but this is a lock-up garage or storage space.

Be warned – many properties don’t come with a garage, or even a reserved parking space, and this may have to be negotiated, bought or rented separately.

For example, traditional townhouses in southern Italy very often have a garage or cellar, known as a locale, on the ground floor – but they’re not usually for sale with the rest of property. You may find a neighbour who’s willing to sell you the locale under their house, though.

READ ALSO:

Da ristrutturare

You can probably guess this one – ‘to restructure/renovate’. This is the search filter you need if you’re looking for a crumbling ruin to rebuild.

The other options are nuovo construzione (newly-built properties) or properties in buono stato (in good condition) or abitabile (habitable) though you’ll notice that this is all very subjective. Under any category you can find plenty of homes that, while not derelict, are in need of some serious work.

Camino

Almost all older houses have them – really old properties can have several – and they’re often open and still used for actual fires, rather than just for decorative purposes.

If you love the idea of having a blazing fire in your living room, it won’t be hard to find a house that has one. If you don’t, though, it’s easy enough to have them blocked up or turned into modern fireplaces.

Lavanderia

If, like me, you’re from a country where most people stick the washing machine in the bathroom or kitchen due to space constraints, you may not have thought about this when you envisioned your ideal home. But a lot of Italians seem preoccupied about having a dedicated space for laundry, fully equipped with washer, dryer, and plenty of storage.

Even in tiny houses this is seen as a priority, and is usually a converted bathroom, covered roof terrace, or an outbuilding. It may not be listed as this room would fall under ‘accessories’ (which may be labelled ‘acc.’ on property ads, but often are not mentioned at all).

Cucinino

Why do so many homes in Italy – even tiny two-bedroom apartments – have a second kitchen? Don’t ask us, but do be prepared to find them in basements and garages and on covered balconies everywhere you go. 

This is usually a smaller, cheaper fitted kitchen tucked out of sight of visitors, and it’s where all the serious (and messy) cooking is done. If you too want to be able to quickly whip up a pan of spaghetti without having to walk all the way to your actual kitchen, a cucinino (little kitchen) is a bonus.


Laundry hanging on the rooftops in Rome. Photo: Filippo Monteforte/AFP

Ascensore

If you’re looking for a city-centre apartment, it’s not at all unusual to find properties for sale on the fourth or fifth floor in (usually very old) buildings which are senza ascensore.

If mobility is an issue or you just don’t fancy all those steps, you’ll want to look for apartments con ascensore.

Trattabile

Found a house you like? That’s when the real fun begins. The prices you see on listings can seem on the high side, but they’re almost always trattabile, or negotiable.

While the prices of some types of properties are rising, others are stagnant, meaning buyers can often drive a hard bargain. In southern Italy especially, it’s not uncommon for buyers to offer as much as 30 percent less than the asking price.

If they insist that the price is non trattabile, you can still find ways to bring down the cost – for example by getting them to include their box auto in the deal, include a new boiler or heating system in the price, or even getting the estate agent to pay the paperwork fees at the comune.

Don’t be afraid of being cheeky – the agent will be used to it (although perhaps not so much from foreign buyers, who in Italy are widely assumed to have more money than sense).

Acconto

Be aware that when making an offer on a house you’ll need to give an initial deposit, usually called an acconto or anticipo, as a guarantee. This is kept with the agent until the sale goes through.

I had read that the required deposit was usually around ten percent of the purchase price, but in my own case it was 1,000 euros – less than one percent. (Buyers may later need to give a second, larger deposit.)


Colourful homes in Burano, near Venice. Photo: Gabriel Bouys/AFP

The good thing about this system is that it means the owner is legally obliged to take the house off the market if they accept your offer, giving you time to get a mortgage processed without any fear of being gazumped, as can happen in the UK.

And if the seller cancels the sale for any reason, you not only get your deposit back but you also get compensation from them (they must also leave a deposit with the agent when accepting your offer), and vice versa.

Mutuo

If your offer is accepted and you’re not a cash buyer, it’s time to take out a mutuo, or mortgage. Interest rates can vary a lot, so you’ll want to shop around just as you would at home – though in Italy many people use the services of mortgage brokers to help smooth the way.

And after you’ve gone through the application process, be prepared to wait, and wait, and wait. Patience is always a necessity as well as avirtue in Italy, but never more so than during the process of purchasing property.

The house-buying process in Italy can seem complex and confusing, but luckily we’ve got plenty of detailed information to help you make sense of it in our property section:

READ MORE:

Member comments

  1. The offer is not legally binding until the vendor signs the proposta d’acquisto. Our offer was accepted verbally, we appointed solicitor who commenced work for us but then we were gazumped. We lost £700.

  2. That’s not true that the Seller has to also leave a deposit with the Estate Agent – only the Buyer has to leave a deposit with the Agent, which is normally 10% of the sale price.
    However, if the Seller does cancel the sale of their property, they do have to pay the “prospective” buyer compensation.

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MONEY

How to get a discount on the cost of solar panels for your Italian property

Solar panels are an understandably popular choice in Italy, and if you're thinking of installing them on your own home there's funding available to help lower the cost. Here's what you need to know.

How to get a discount on the cost of solar panels for your Italian property

As utility bills rise, more home and business owners in Italy are looking at installing solar panels as a possible way to reduce costs in the long term.

Solar panels are already hugely popular in Italy, with the nation ranking top worldwide for solar-powered electricity consumption.

READ ALSO: Who can claim a discount on energy bills in Italy?

And no wonder: it’s a solid bet in a country where there is sunshine in abundance. But what about the costs of installation?

The good news is that there’s financial help available from Italy’s national government aimed at encouraging uptake of solar energy, as well as other incentives from regional authorities in many parts of the country.

It’s in the government’s interest to incentivise solar power, as Italy has vowed to transition to greener energy with its National Integrated Plan for Energy and Climate (Piano Nazionale Integrato per l’Energia e il Clima 2030 or PNIEC).

So how could this benefit you? Here’s a look at what you can claim at both a national and a regional level.

Regional funding for installing solar panels

As well as the national government subsidies available for covering the cost of solar panel installation, some regions have introduced their own bonuses or discount schemes.

The sunny southern region of Puglia and the wealthy northern region of Lombardy have seen the highest number of residential photovoltaic systems installed, according to market research.

it’s not surprising, then, that these two regions’ governments are offering cash incentives to help cover the cost of installing solar panels.

Depending on the type of system you opt for, you could expect to pay between around €5,000 and €13,000 for installation, design, labour and paperwork.

To contribute to this initial outlay, the local authority in Puglia has created a pot to help homeowners on lower incomes move towards renewable energy.

READ ALSO: What you need to know about installing solar panels on your home in Italy

Newly introduced in 2022, the so-called Reddito energetico (energy income) offers households with an annual income below €20,000 a bonus of up to €8,500 for installing photovoltaic, solar thermal or micro-wind systems in their homes.

The bonus is intended for residents who have citizenship of an EU country or, if you are a citizen of a non-EU country, you can still claim the bonus if you have been resident for at least one year in a municipality in Puglia.

The €20,000 annual income refers to a household’s ISEE – an indicator of household wealth calculated based on earnings and other factors.

A worker fixes solar panels. (Photo by Ina FASSBENDER / AFP)

For this particular scheme, if you claim this bonus from the authorities in Puglia, it precludes you from also claiming funds at national level concurrently – such as through the popular superbonus 110 home renovation fund (see below for more on this).

Although there are other government bonuses, such as the renovation bonus (bonus ristrutturazione) that offers a much higher maximum total expenditure of €96,000, it can only be claimed as a 50 percent tax deduction spread over 10 years in your tax return.

For lower income families in Puglia, this may not be as cost effective as the grant from the regional authorities, which may equate to more money towards the cost and supply of solar panels.

For more information and to apply for Puglia’s renewable energy bonus, see here.

Lombardy is also stumping up funds to continue the solar power momentum experienced in the region.

While the coffers for private properties are currently closed, the region has made funds available for those with small and medium-sized businesses – again, in a move designed to lessen the impact of rising energy costs.

Business owners can claim a 30 percent grant for the installation of solar panels. There are more funds available to cover the cost of consultancy during the process too.

For more details on applying for this energy bonus in Lombardy, see here.

Other regions have also taken the initiative with encouraging more homes and businesses to change to solar-powered energy.

The region of Tuscany is offering an incentive on installing solar panels to residents in the form of tax deductions spread out over several years.

Works permitted include installing winter and summer air conditioning and hot water systems using renewable sources. This covers heat pumps, solar panels or high-efficiency biomass boilers.

For further details and information on how to apply, see here.

Each region may have its own solar panel bonus, either in the form of grants or tax deductions, available to private residents and/or businesses.

Check your regional government’s website to find out what may be currently on offer.

Solar panels are an increasingly popular option for those renovating homes in Italy. Photo by Jeremy Bezanger on Unsplash

National subsidies for installing solar panels

If your region isn’t offering any cash incentive to install solar panels on your property, there are government funds available, which cover all 20 regions.

The authorities introduced and extended a package of building bonuses in order to galvanise the construction industry following the economic downturn caused by the pandemic.

While there is no single, separate package of incentives for installing solar panels in 2022, you can take advantage of other government bonuses that include the cost of solar panel installation and supply.

As noted, you could use the renovation bonus (bonus ristrutturazione), which amounts to a 50 percent tax deduction spread over 10 years in your tax return – or through the superbonus 110, a scheme that promises homeowners a tax deduction of up to 110% on expenses related to property renovation and making energy efficiency measures.

READ ALSO:

The property must make at least a double jump in energy class or reach the highest efficiency rating when accessing these bonuses.

There’s a substantial amount of funds on offer to install your solar panels.

Using the renovation bonus, there is a maximum total expenditure of €96,000 (per single housing, including condominiums). Remember this amounts to a 50 percent tax deduction, so the maximum saving you would make is €48,000.

The renovation bonus has been extended until 2024 and, where solar panel installation is concerned, you can claim for the costs of labour, design, surveys and inspections, as well as VAT and stamp duty.

You must tell Italy’s energy and technology authority, ENEA, that you’ve done the works within 90 days in order to access the state aid for solar panel installation.

If you choose to use the superbonus route to claim funds for your solar panels, however, you can spread out the tax deduction costs over five years. Alternatively, you can apply for it as a discount on the invoice (sconto in fattura) or through the transfer of credit (cessione del credito).

The limit when using this bonus is €48,000, which can now be accessed for a while longer as the government extended the deadline for single family homes.

See HERE for details on how to claim it.

See more in The Local’s Italian property section.

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