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BREXIT

EHIC or GHIC: What’s the latest on European health insurance cards for Britons?

In the end Britain's Brexit deal with the EU did contain details on health cover for UK visitors to Europe. Here's what Britons both visiting and living in the EU need to know about future health insurance cards.

EHIC or GHIC: What's the latest on European health insurance cards for Britons?
AFP

Buried away deep in the Christmas Eve Brexit deal was details on the provision of reciprocal health care for Brits visiting the EU and EU citizens in the UK.

Basically the deal says that the UK and European Union will continue to offer “benefits in kind” to a citizen from the other side if those benefits “become necessary on medical grounds during their stay”.

This means that Britons visiting EU 27 countries (but NOT Switzerland, Norway, Iceland and Liechtenstein) will be entitled to medical care on the same basis as local people.

So what does this mean for EHIC cards?

European Health Insurance cards, which have been around since 2004, have been the easiest way to prove this entitlement.

The UK government has said UK residents with a current EHIC card can use it until the date expires.

But the Brexit deal also contains mention of a new UK-specific health insurance card, which will be introduced at some point in the future.

This appears to have been already been given an official name: The Global Health Insurance cards or GHIC.

Those in Britain can apply online now  for a UK Global Health Insurance Card (Ghic) on the NHS portal previously used for EHIC applications.

The card is free so you do not need to use third-party sites, which may charge a fee.

Those with valid EHIC cards don't need to apply.

What about for Britons living in the EU?

Certain categories of people living in the EU (pensioners and students) can continue to use EHIC cards although they will likely have to apply for a new one.

The new one will be different from the old EHIC or new GHIC because they will show that the holder is covered by the “Citizens' Rights Agreement” (CRA).

UK health authorities have said previously that old EHIC cards were only valid until December 31st 2020 but it's not clear if there is now leeway given that old EHIC cards are now still valid until expiry date. Nevertheless pensioners living in the EU are advised to apply for a new one.

Under the terms of the Brexit Withdrawal Agreement British pensioners who are S1 holders and students can continue to use their UK-issued EHIC card for basic health cover when travelling to another EU country as well as Norway, Iceland, Switzerland and Liechtenstein.

Pensioners and students can also use the cards when returning to the UK but they are asked to apply for a new card 

Those who can apply for a new EHIC card are:

  • a UK State Pensioner or receiving some other exportable benefits, and you have a registered S1 form or E121
  • a frontier worker (someone who works in one state and lives in another) and you've been one since before 1 January 2021, for as long as you continue to be a frontier worker in the host state, and you’re eligible for an S1 form or E106
  • a worker posted to work in another EU country, Norway, Iceland, Liechtenstein or Switzerland by your UK employer, and you've been there since before 1 January 2021, where the country has agreed to let the posting continue
  • an eligible family member or dependant of one of the above
  • a UK student studying in the EU, Norway, Iceland, Liechtenstein or Switzerland, and you've been there since before 1 January 2021

British students in the EU will be covered by their new EHIC until the end of the studies abroad and only in the country they are studying. They are also advised to have travel insurance.

Remember that an EHIC card does not cover all health costs in EU countries and is not an alternative to travel insurance. It does not cover mountain rescue or cruises, for example, and will not cover the cost of getting you home in an emergency.

“The EHIC covers medically necessary state-provided healthcare at a reduced cost or, in many cases, free of charge, until your planned return home,” the NHS website says.

In some countries you may be expected to pay your bill upfront and then claim a refund afterwards.

For more info CLICK HERE.

Other Britons living in the EU?

Anyone with a European Health Insurance card issued by their EU country of residence (which in France is known as a Carte europeenne assurance maladie or CEAM) can still use it for health cover when visiting other EU, EEA countries or Switzerland.

The UK government has told The Local that Britons living in the EU (who are not pensioners) before the end of the transition period that their locally issued EHIC card will be valid for any treatment they need while visiting the UK.

The UK government's site says: “If you live in the EU or move there before the end of 2020, your rights to access healthcare in your host country will stay the same from January 1st 2021 for as long as you remain resident.

This means you'll: 

  • continue to get state healthcare in your host country on the same basis as other residents  
  • still be entitled to a European EHIC for travel, including visits to the UK 

 

People who already have a European card issued by their host country do not need to renew it.

 

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BREXIT

‘It’s their loss’: Italian universities left off UK special study visa list

The UK is missing out by barring highly skilled Italian graduates from accessing a new work visa, Italy's Universities Minister said on Wednesday.

'It's their loss': Italian universities left off UK special study visa list

Universities and Research Minister Cristina Messa said she was disappointed by the UK’s decision not to allow any graduates of Italian universities access to its ‘High Potential Individual’ work permit.

“They’re losing a big slice of good graduates, who would provide as many high skills…it’s their loss,” Messa said in an interview with news agency Ansa, adding that Italy would petition the UK government to alter its list to include Italian institutions.

Ranked: Italy’s best universities and how they compare worldwide

“It’s a system that Britain obviously as a sovereign state can choose to implement, but we as a government can ask (them) to revise the university rankings,” she said.

The High Potential Individual visa, which launches on May 30th, is designed to bring highly skilled workers from the world’s top universities to the UK in order to compensate for its Brexit-induced labour shortage.

Successful applicants do not require a job offer to be allowed into the country but can apply for one after arriving, meaning potential employers won’t have to pay sponsorship fees.

Students sit on the steps of Roma Tre University in Rome.

Students sit on the steps of Roma Tre University in Rome. Photo by TIZIANA FABI / AFP.

The visa is valid for two years for those with bachelor’s and master’s degrees and three years for PhD holders, with the possibility of moving into “other long-term employment routes” that will allow the individual to remain in the country long-term.

READ ALSO: Eight things you should know if you’re planning to study in Italy

Italy isn’t the only European country to have been snubbed by the list, which features a total of 37 global universities for the 2021 graduation year (the scheme is open to students who have graduated in the past five years, with a different list for each graduation year since 2016).

The Swiss Federal Institute of Technology, EPFL Switzerland, Paris Sciences et Lettres, the University of Munich, and Sweden’s Karolinska Institute are the sole European inclusions in the document, which mainly privileges US universities.

Produced by the UK’s Education Ministry, the list is reportedly based on three global rankings: Times Higher Education World University Rankings, the Quacquarelli Symonds World University Rankings, and The Academic Ranking of World Universities.

Messa said she will request that the UK consider using ‘more up-to-date indicators’, without specifying which alternative system she had in mind.

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